AI Analyst · €9.99 / month
A ticker is
not a company.
Behind every symbol there is a real business: a handful of customers who pay most of the bills, subsidiaries in places you wouldn’t guess, a dependency nobody mentions on television. Ask, and it takes the thing apart — using the documents the company filed itself.
Take a company apart
Four questions
most people never ask.
All four have public answers, filed by the company, in documents almost nobody opens because they are three hundred pages long. Today it answers the second and the third straight from the filings, with a link to each one; the first and the fourth need it to read the full text of the annual report, and that is what we are building next.
-
Who actually pays them? coming next
When one customer accounts for a large share of revenue, the company has to say so in its annual report. Sometimes it names them. That single line tells you more about the risk than a year of price charts — and it is the line that turns “a chip company” into “a company whose fortunes belong to two buyers”.
-
What do they actually own?
Every annual report carries a list of subsidiaries and where each one is registered. It shows you the shape of the business that the brand name hides: which countries it really operates through, what it bought and never mentioned again, where the holding structure sits.
-
What’s inside that ETF?
Funds file their full holdings. Ask about a ticker and you get what the fund is really made of — the weights, the concentration, and the overlap with something else you already hold. Two funds with very different names are often the same eight companies.
-
What did they change quietly? coming next
Risk sections get rewritten year to year, and the edits are where the worry lives. A sentence that appears for the first time, or a customer that stops being mentioned, is a small event that no headline will carry.
Every figure arrives with its source. Each number is shown with the document and the section it was read from, linked, so you can open the filing and see the same line. If the answer isn’t in a filing, it says it doesn’t know — it does not fill the gap with something plausible.
The rest of the job
Ask it in plain language.
Explain this to me
What a term means, how an instrument works, what a line in a report is actually saying. No jargon returned as an answer to jargon.
Compare two things
Two companies or two funds — three years of revenue, profit, debt and cash, or two portfolios position by position and how much they overlap. Side by side, with the sources.
Summarise a filing coming next
Three hundred pages into the part that changed. Useful the morning after an annual report lands. It needs the full text of the report, and that is what we are building now.
Catch me up
What a company has filed recently, in order, and what each 8-K announced — a new executive, a deal, results, a change of auditor — with the link to every filing.
The numbers, three years at a time
Revenue, operating and net income, earnings per share, assets, debt and cash, read from the annual reports themselves. Year-on-year changes are worked out for you and marked as ours, so you always know which figure the company published.
Think it through with you
What a resignation, a deal or an auditor change could mean — the possible readings side by side, what would tell them apart, and which parts nobody can know from outside. It stops before telling you what to do.
It will reason with you, not for you. Ask what a filing could mean and you get the readings it supports — more than one, where more than one is honest — with the uncertain parts named as uncertain and the line between document and interpretation drawn where it belongs. It will lay out the choices in front of you and what each one turns on. It stops before choosing, because that is the part that depends on everything about you it cannot see.
What it will refuse to do. It will not tell you whether to buy, sell or hold. It will not give you a price target. It will not pretend to know your situation, your tax position or your risk tolerance, and it will say so plainly if you ask. That isn’t caution for its own sake: a tool that answers those questions is giving investment advice, and that is a regulated activity we deliberately stay out of.
Plans
Nine ninety-nine.
- Company breakdowns from the filings
- ETF holdings and overlap
- Plain-language explanations
- A source link on every figure
- Everything in AI Analyst
- Portfolio Tracker included
- Take apart what you already own
Up to 100 questions a month — generous for a person, not generous enough for a script. If a tool stops doing what this page describes, you get a free month — see the terms.
Questions.
Can’t I just ask a free chatbot?
You can, and for general questions you probably should. The difference is where the answer comes from: this one reads the actual filings and shows you which document each figure came from. A general chatbot will happily give you a customer concentration figure from memory, and memory is exactly the wrong thing to trust with a number that changes every year.
Does it know about today?
It knows what has been filed. Filings arrive within days of the event, so for corporate facts it is current. For intraday price moves it is the wrong tool — that’s what the radars are for.
Will it get things wrong?
Sometimes, like anything that reads. That is the entire reason every figure comes with the document it was taken from: you are never asked to take our word for it. If an answer has no source attached, treat it as a summary rather than a fact.
Which markets does it cover?
Companies and funds that file with the US Securities and Exchange Commission — which includes most large foreign companies listed in the United States. It is not a crypto tool.